XRP to XMR Exchange — Convert XRP to Monero

Send XRP and receive XMR in one direct order through our service. We show the estimated payout before you send funds, so you can review the amount first and decide whether the order fits your plan.

To complete the order, you enter your Monero wallet details for payout. We then generate XRP deposit details for that specific order, and you use those order details when sending your deposit.

XRP to XMR Rate, Converter, and Exchange Amounts

Use the tools below to estimate values, check recent market context, and compare example send amounts before opening an order. We show reference information to help you plan, while the current order estimate should always be reviewed before you send funds.

XRP to XMR Converter

Enter an amount to estimate in both directions, from XRP to XMR or from XMR to XRP. This converter is for estimates only, and using it does not create an order or lock in a payout amount.

1 XRP ≈ 0.002694 XMR

XRP to XMR Rate Chart

Our chart shows 90-day historical context for this pair so you can review past movement over time. It helps with comparison, but past changes do not guarantee the rate shown on a future order.

XRP/XMR rate, 90d Цена снизилась с 17.06.2026 (0.0036 XMR) до 15.09.2026 (0.0027 XMR) за период с 17.06.2026 по 15.09.2026. 0.0036 XMR0.0033 XMR0.0030 XMR0.0027 XMR0.0024 XMR 17.0610.0702.0823.0815.09

Цена снизилась с 17.06.2026 (0.0036 XMR) до 15.09.2026 (0.0027 XMR) за период с 17.06.2026 по 15.09.2026.

Example XRP to XMR Exchange Amounts

These example amounts are indicative values for common XRP send sizes. Before sending anything, you should review the current order estimate, because the actual payout is based on the rate shown for that order.

XRP to XMR example amounts
XRPXMR
10 XRP≈ 0.026937 XMR
25 XRP≈ 0.067342 XMR
50 XRP≈ 0.134685 XMR
100 XRP≈ 0.269369 XMR
250 XRP≈ 0.673424 XMR
500 XRP≈ 1.346847 XMR
1000 XRP≈ 2.693694 XMR
2500 XRP≈ 6.734235 XMR
5000 XRP≈ 13.46847 XMR
10000 XRP≈ 26.93694 XMR

Real XRP to XMR Exchange Conditions on xmrexchange.net

We keep the key service conditions visible so you can plan an order with clearer expectations. The figures below summarize the approved minimum size, estimated processing time, and service-fee range for this route.

Start an Exchange from Approximately $11

You can start an exchange from approximately $11. This is an approximate minimum rather than a universal guarantee, so the practical minimum for an order should always be reviewed before you send funds.

Estimated Exchange Time of 6–28 Minutes

The estimated exchange time is 6–28 minutes for this route. It is an estimate rather than a guaranteed completion window, because processing can vary by order conditions and required network confirmations.

Service Fees from 0.15% to 1.25%

Our service fees range from 0.15% to 1.25% for supported orders. This range refers to the service fee, not the separate blockchain network fees that may also affect the final result.

Why Exchange XRP (XRP) for Monero (XMR)

A user may exchange XRP for Monero to move from holding an asset used on the XRP Ledger into a privacy-focused cryptocurrency and receive Monero directly in a wallet. This route is useful when the goal is to end with XMR instead of continuing to hold XRP.

XRP is the native asset of the XRP Ledger and is used for value transfer and settlement on that network. Monero is a cryptocurrency designed for on-chain transaction privacy by default, so receiving XMR enables use of the Monero network instead of staying on the XRP Ledger.

This page is for sending XRP and receiving XMR in one direct order without an intermediate asset. The reverse route is for sending XMR and receiving XRP instead, and the final result depends on the displayed exchange rate, service fee, and applicable blockchain network fees.

XRP Ledger settlement network chart

XRP Deposit Routing and XMR Wallet Payout

For this route, the deposit asset and payout asset use different networks, so the order details must match the pair exactly. We separate the service fee from blockchain network fees, and you should enter valid XMR payout details before sending the deposit.

CheckRequired detail
Asset sentXRP
Deposit routeXRP Ledger
Asset receivedXMR
Receiving detailsValid Monero wallet details on the Monero network

How the XRP to Monero Swap Works

Our service keeps the flow simple: you prepare the pair, review the estimate, provide payout details, and then send the deposit. After processing and required confirmations, we send Monero to the receiving details you entered.

  1. 1

    Select XRP and XMR and enter an amount.

  2. 2

    Review the estimate and available rate type.

  3. 3

    Enter XMR receiving details.

  4. 4

    Verify the route and send XRP to the generated deposit details.

  5. 5

    After processing and required confirmations, the service sends XMR to the provided receiving details.

Exchange Conditions for XRP to XMR

Before you create an order, you can review the main operating conditions for this route in one place. These include the approximate minimum, available rate types, registration status, and whether additional checks may apply.

ConditionApproved information
Minimum exchangeApproximately $11
Service fee0.15%–1.25%
Processing timeEstimated 6–28 minutes
Rate typeFixed and floating
RegistrationAnonymous exchange without registration
Additional checksAdditional checks may apply depending on the order.

Check Your XRP to XMR Estimate

If you are ready to continue, return to the form and review the current estimate before sending funds. You can also compare the converter and example amounts above first, then use the form to start the order with the latest displayed values.

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Other Monero (XMR) Exchange Directions

If you want a different Monero route, you can use the related pages below to navigate by direction. We group them into selling Monero for another asset and buying Monero with another cryptocurrency.

Sell Monero (XMR) for Other Cryptocurrencies

Use these pages when XMR is the asset you send and another cryptocurrency is the one you receive. This group includes the reverse direction for this pair and other approved Monero sell routes.

Buy Monero (XMR) with Other Cryptocurrencies

Use these pages when you want to receive Monero as the payout asset. They cover approved routes where another cryptocurrency is sent first and XMR is received at the end of the exchange order.

XRP to XMR FAQ

These answers cover the remaining practical points people often check before creating an order. We focus on sending XRP, receiving XMR, and reviewing the estimate and conditions shown by our service.

How do I exchange XRP to XMR?

You exchange XRP to XMR by selecting the pair, entering an amount, reviewing the estimate, and providing your Monero receiving details. After that, we generate XRP deposit details for the order, and once processing and confirmations are completed, we send XMR to your wallet.

Can I buy XMR with XRP without keeping funds in an internal balance?

Yes, you can buy XMR with XRP without keeping funds in an internal balance. Our service is built around a direct order flow where you send XRP for that order and receive Monero in the wallet details you entered.

What details do I need to receive Monero?

You need valid Monero wallet details on the Monero network to receive XMR. We use the receiving details you enter on the order page, so it is important to review them carefully before you send your XRP deposit.

How is the XRP to XMR exchange rate calculated?

The XRP to XMR exchange rate is based on the rate shown for the order when you review the estimate. We display the expected payout before you send funds, and the final result also reflects the selected rate type, service fee, and applicable blockchain network fees.

What fees affect an XRP to XMR swap?

Two main fee categories can affect an XRP to XMR swap: our service fee and blockchain network fees. The service fee ranges from 0.15% to 1.25%, while blockchain network fees are separate and are not the same thing.

Do I need to register to swap XRP for Monero?

No, registration is not required to swap XRP for Monero on our service. The route is available as an anonymous exchange without registration, although additional checks may apply depending on the order.

How long does XRP to XMR take, and what can delay payout?

XRP to XMR usually takes an estimated 6–28 minutes on our service. Delays can happen if processing takes longer, if required confirmations are still pending, or if additional checks apply to the specific order.